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Lease

So you want to lease your laptop?
We provide you with the cheapest and easiest leasing option available in Australia.

Do you use you computer for business?
If you are purchasing your computer for business, whether its for your own your business, you are required by your employer to use your laptop or any business use, then leasing may be the best option for you.

Why are we different?
We not only offer the cheapest leasing options, we will sell you your laptop at the end of you lease period. You can trade up to the newest model or buy your laptop for $1. Others companies will sell your computer to you at a much higher price.

How do I order laptop with a leasing option?

  1. Send an email to lease@compaqlaptop.com.au
  2. In the email tell us what product/s you want quoted and the term of the lease eg 24 months
  3. We will contact you with the quote and application forms,
  4. Download and print off the OPERATING LEASE ORDER FORMS
  5. We will email you back with the lease cost and contract length,
  6. Fill out the order forms, including the model of the computer you are leasing, along with the price. (this will be emailed to you)
  7. All our lease quoted prices are over 48 months, if you want 24, 36, 60 month contracts.
  8. Fax the forms back to Discount Computers Australia on 02 8905 9468
  9. You will be contacted by one of friendly finance section staff with your approval
  10. Once approval is given the original forms must be sent to Discount Computers Australia 43 Eastern Ave, Dover Heights, NSW, 2030.

NOTE: if you require leasing / finance for more than one product eg Laptop + Insurance + software. Phone, email or contact us by MSN messenger with your requirements and we will give you a quote.

 

Operational Lease versus Finance Lease?
Operating Leases
Typical features

• The lessor always owns the leased asset.
• The lessor retains the risk in the asset.
• The lease term is less than 75% of the remaining economic life of the asset.
• There is no guaranteed buy-out or “residual value”4 available to the lessee at the end of the lease.
• The lease may be capitalize without significant penalty.
• The leased assets are usually returned to the lessor at the end of the lease period.

Accounting treatment
An operating lease is considered a true hiring arrangement for accounting purposes. Therefore, the leased assets and corresponding lease liabilities do not appear on the balance sheet of the lessee. Instead, the lessee’s profit and loss statement will show lease rentals paid during the relevant period as an expense item.

Finance Leases
•As the lease payments effectively represent the whole cost of the leased asset (plus an interest component) the risks and benefits of ownership are essentially shifted to the lessee.
• A predetermined residual value at the end of the lease term, for which the lessee (in accordance with market convention) may buy the leased asset.
• The lease is non-cancelable This is essentially a loan arrangement.

Accounting treatment
lessor finances the purchase of the leased goods by the lessee. The leased asset (and the associated liability) is capitalized in the balance sheet of the lessee. The interest component of each lease payment is treated as an expense item in the lessee’s profit and loss statement.